Invest in your future
Studying means investing in yourself: Because the knowledge and skills you acquire during your studies will pay off – professionally, personally, financially. To make your goal accessible, we will show you, how you can finance your distance learning.
Plan the financials of your distance learning – in 3 easy steps
Step 1: Choose wisely
In order to create a financing plan that gives you security, you need a time model that fits your budget. In our degree programmes and further training courses, you can chose between three options – depending on how much time and money you are able to invest each month.
Step 2: Calculate wisely
Be specific: How much money can you invest in your further development each month after deducting rent, cost of living and other expenses? Our suggestion: Outline your income and expenses to get clarity.
Step 3: Finance wisely
As soon as you have an idea of your income and expenses, you can move on to the last step: your individual financing plan. You will find various options on how to effectively reduce your fees and cover the remaining costs below.
Funding benefits at IU
Save time and money with your previous achievements
You have already studied, worked or completed vocational training? Then you can get your previous experience recognized for your distance learning! This reduces the duration of your studies and saves you 30 euros per recognized ECTS point.
If you want to benefit financially, you must submit your application before the end of your trial month.
Saving through previous achievements: Figure out in which degree programme you can save the most time and money.
Your IU scholarship
You are unique: your career, your talents and the dreams you want to achieve. A scholarship is within reach for you, too.
We award four scholarships each month which reduce your total costs by 50%. And since we know each person follows their own educational path, we accept various reasons for supporting you specifically.
Take your shot: Apply online for one of our scholarships for people with disabilities, women in tech, single parents or career changers.
Find out more about the scholarship programmes of IU and other organizations!
The following services are included in your tuition fees:
Learning materials including the IU app, our online campus, MS Office and Speex language courses
Personal support from teachers, tutors, the student office and study advisors
Online library with 60,000 e-books and access to Statista
Access to over 14,000 courses and 1,800 video tutorials on LinkedIn Learning
Study and career coaching
Studying without money worries? How do I deduct my studies from tax? Can I get BAföG? Our magazine "Inside IU" regularly provides you with latest insights on financing your studies.
Financing your studies through your job
Own salary
64% of our students finance their studies through their jobs.* This has several advantages: You can apply your newly acquired skills and specialist knowledge directly. Additionally, you already have convincing arguments for salary negotiations during your studies.
*Source: First semester survey 2021
Tax deductibility
Did you know that up to 42% of your tuition fees are tax-deductible? For a full-time bachelor’s degree, you can get back up to 155€ of the monthly tuition fees of €369.
Employer support
By applying for cost absorption, your employer can cover some of the costs of your studies. The application lists reasons why your employer should support you. You can also discuss whether you are eligible for additional time off for exams and exam preparation or if flexible working hours are possible.
Learn more
Rebekka, student of business administration
“I finance my studies with my own salary – and with a small part-time job on the weekends. Before starting my studies, I gave a lot of thought to financing. The study advisors at IU were helpful. In addition, the costs of the programme are very transparent right from the start, so I knew what I was in for – without any unpleasant surprises.”
Our students’ voices. In numbers.
96% recommend us
84% confirm
56% benefited from
*Source: Fernstudiumcheck.de
**Source: Trendstudie Fernstudium 2021
State and private support in financing your online studies
Student and educational loans
Student or education loans with low interest rates are a viable solution to cover the cost of your online studies. Find out how you can easily find the right loan for you online!
Our advice: Hand in your KfW application fast and easy online via or partner meinBafög.
*Note: This link leads to an external website.
KfW applicationApplying for BAföG at the Studierendenwerk Thüringen
You want to study online full-time? Then find out if you are eligible for BAföG. To what extent you are granted financial support from the state depends on several factors. You can learn more on the BAföG website or by calling the free BAföG hotline: +49 (0)3641 940 056 062.
Our advice: Apply as early as possible. With meinBafög*, you can get it done fast and easy. Simply create an account at meinBafög and you're ready to go: This online service takes you through your application step by step in only 30 minutes using checklists. If you need help, you can get in touch with someone from our team. The best part: At IU, this service is completely free of charge for you.
*Note: This link leads to an external website.
Go to meinBafögMore options:
Child allowance: Between €219 and €250 for students under the age of 25
Parental allowance: Wage replacement payment based on previous income
Family support: Financial support from family members
Nicole, online studies, social work
“The information on the IU website helped me to get an initial overview of the financing options and their conditions. I was able to take out an adequate loan with a good interest rate for the tuition fees from my local bank. It is very worthwhile to compare different options that fit your individual situation.”
You can try out your study programme for four weeks – no commitment. The fees for this period only apply if you decide to continue your studies with us.
Simply register online for your desired programme.
Any Questions? Bring them on.
Request free study brochure
Thank you for deciding to find out all about your study programme and IU International University of Applied Sciences. Request your study brochure here - free of charge and without obligation.